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Myth Busters:
Church People are Money Grubbers
By Roger Pryor, Heartland Community Church

When it comes to money and the church, there are a whole host of questions, misunderstandings and myths that never get talked about. Some relate to our personal practice of giving: "Do I have to give? It seems like all the church wants is my money? What’s this 10 percent requirement?

The second set of questions, misunderstandings and myths has to do with church finances. "I noticed the pastor driving a new car. Maybe we’re paying him too much? — He only works one day a week." Where does the money go? Is there any accountability? Are the church leaders hiding anything financially?

Let’s address some of these questions, misunderstandings and myths about money, giving, and church finances. To do that, we must start first by looking at what the Bible teaches about money as a whole.

Here’s one of many compelling messages of the Bible: our relationship with money is one of our most profound spiritual issues.

It’s not "only money."

Everything we have is from God. But money can replace God. It can also inspire us to grow spiritually. Money has intense spiritual power.

That’s why the Bible warns us in 1 Tim. 6:9-10 that ... People who long to be rich fall into temptation and are trapped by many foolish and harmful desires that plunge them into ruin and destruction. For the love of money is at the root of all kinds of evil.

That's a description of a relationship isn't it? Love of money. The verse continues… And some people, craving money, have wandered from the faith and pierced themselves with many sorrows.

It's true. When a person has an affair with money, it can lead to financial, relational, even spiritual disaster.

It’s not "only money" especially when it comes to your giving and God’s work in this world.

Here’s why:

• Giving is a prime spiritual proving ground. How we react to money says a lot about our relationship with money and with God, and will have a long-term impact on our spiritual growth and development. That's why Jesus said in Matthew 6:21: Where your treasure is, there your heart will be also. The more we treasure money and the things it buys, the more our hearts will be devoted to money…and not God.

• Giving channels God’s resources to accomplish His purposes. God is the owner of everything, which makes us temporary managers or trustees (not owners) of all God’s stuff. 1 Corinthians 10:26 says, "For the earth is the Lord’s, and everything in it." As His trustees or managers, our most important function is to channel or funnel his financial resources toward His purposes in this world. That's why, right after Paul tells us to give cheerfully and not reluctantly or in response to pressure...

He writes: God will generously provide all you need. Then you will always have everything you need and plenty left over to share with others. He will give you many opportunities to do good, and He will produce a great harvest of generosity in you. Yes, you will be enriched so that you can give even more generously.(2 Corinthians 9:8,10-11).

When we funnel God’s resources by giving to God’s work, His purposes get funded, our physical needs get met, and we get enriched spiritually. God promises this: when we provide the financial channel or funnel, He provides the resources. The key question for a Christ follower as God’s wealth manager is not "how much money can I make, spend, and save?" Rather it’s, "How big a funnel can I be to help get God’s purposes accomplished?"

Question: As a Christ-follower, do I have to give? The answer is "no…and yes." No, you don’t have to give because there is no one forcing you to give. I’m not going to twist your arm, guilt you, pressure you, or secretly draft your bank accounts.

But "yes", you do have to give if you want to be found faithful as God’s wealth manager. You must be a giver if you want God’s blessing and be a conduit of His resources. The church, as God’s ordained agency for accomplishing his mission, provides you the greatest opportunity to invest in God’s purposes in this world. Now, I’m not saying that the church is the only Christian cause we should fund—it’s just the greatest.

Question: Does it count when I give to secular organizations like the United Way, American Cancer Society, or to other non-church ministries? Of course it does. But do these organizations have the same purpose, mission and agenda as the local church and the same scope of ministry? Not always. So Jean and I choose not to make them the primary or majority recipient of our giving because it just doesn't seem to be good management of God’s funds. Now, you may disagree with me and come to a different conclusion, and that’s fair. At least think it through. Ask yourself, "Why am I giving where I’m giving?"

Here are two guidelines for giving to God’s work:

1. Give first—before your spend the money on something else. The Old Testament Jews called this principle "first fruits." It meant that the first part of their harvest was given to the Lord's work. 2 Chronicles 31:5 says, The Israelites generously gave the first fruits of their grain, new wine, oil and honey and all that the fields produced. They brought a great amount, a tithe (or a tenth) of everything. You invest first in God’s purposes, and then trust him to take what is left and make it last long enough to live on.

2. Give in proportion to what you earn. God’s appointed proportion for the nation of Israel was a tithe—a tenth— which we just saw in the previous verse. In the New Testament, however, we are not told what percentage that should be. Christians are never told directly to tithe. For some, 10 percent may be a good benchmark—a goal to reach. For others, it’s just a starting point.

In any case, the proportion principle is still in effect. 1 Corinthians 16:2 says, On every Lord's Day, each of you should put aside some amount of money in relation to what you have earned [that's a proportion and a percentage] and save it for this offering...

 

Question: Why isn’t the tithe promoted in the New Testament? Author John Piper hints at the answer: "I think God took the focus off giving a tithe in the early church because he wants his people to ask themselves a new question. The question that Jesus drives us to ask again and again is not, "How much should I give?" but rather, "How much dare I keep?" Not "shall I tithe?" but "how much of the money that I hold in trust for Christ can I take for my private use?"

Then he concludes: "The financial issue in the church today is not tithing, but exorbitance of lifestyle. The question is not, "Can I afford to tithe?" It is, "Can I justify the lifestyle that consumes 90 percent of my income?" And behind that is the question, "Do I love to use God's money to spread justice and mercy and spiritual hope in the world, or do I prefer to embezzle his money to purchase more and more personal comfort?"

Ouch! I didn’t share this with you, to guilt you or point a judgmental finger at you. This quote has forced me to think differently this week. Rather than focusing on how much I should give, I need to focus on how much I should keep. Wherever you may be on the percentage giving scale, you need to ask yourself, "How much do I really need to live on?" Set aside a percentage or a proportion of your income and become an increasing resource funnel for God’ mission in this world.

Question: What if I’m in a financial crisis right now? Should I give? I think the answer is yes, give something. Maybe it’s $5 a week. Whatever it is, it will help you to keep your priorities in order and declare your faith in God and not money.

Question: Does my volunteer service count toward my giving? By now you’ve figured out that the answer is "No." Serving cannot address the issue of how much you should live on or give. And giving cannot address the issue of serving within the scope of your talents and giftedness. Serving and giving are two different issues.

The Bible doesn't say that God loved the world so much that He thought about giving his only Son. It says he loved the world so much that he gave his only Son. He expressed His love for us in a clear and tangible way. He gave. It works the other way around, too. When we give, we express our love for God in a clear and tangible way. We declare that God is worth it. We declare that His agenda in this world is worthy of our sacrifice. We declare that God has been good to us.

It’s not "only money." Let me challenge you to become a bigger funnel in order to resource God’s mission in this world.